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Cashflowy vs Freshbooks
One matches how you work.
The other makes you work for it.
Built for solo businesses > No enterprise complexity.
An easy way to understand your numbers, be tax-ready, and get paid faster.
24/7 AI Bookkeeper > that answers all your financial
questions, in plain English and accurately.
No manual entry or human bookkeeper > Your transactions are categorized automatically, accurately, and instantly.
Why solopreneurs choose Cashflowy
We help you make more money.
Cashflowy shows you exactly where to focus so every decision drives more profit.
Set up in 15 minutes.
No finance degree or tech skills required.
One-click invoicing.
Create professional invoices in 2 minutes & get paid faster with one-click pay.
Simple, visual dashboard.
Designed for you to truly understand your cash flow.
Plain-English reports.
That tell you what’s working (and what’s not).
USD 297/year, all-in.
USD 0.81 a day. No add- ons or surprise fees. One simple plan that includes everything you need.
Unlimited Users.
Invite your VA, spouse, business partner, and tax professional. No extra fees.
Access to a human accountant.
Our entire customer service team is made up of accountants.
How we compare
Time
Custom onboarding
Bookkeeping
AI Guidance
Team Access
Financial Coach
Cashflow Tracker
Plans
Billable Clients
Annual Cost
FreshBooks
2-5 hours/month
Only for Select plan
Manual/Semi-automated:
Requires user involvement
Limited AI features
Two users.
$11 per additional user.
X
Basic cash flow overview
Tiered subscription
model + add-ons
Unlimited only on Premium plan
$360–$720+
Cashflowy
Less than 1 hour a month
1:1 onboarding call with a Cashflowy accountant
Automated and
AI-powered bookkeeping
AI-powered bookkeeping,
AI Financial coach and bookkeeper
Unlimited users
Make data-driven decisions with your AI coach
Financial forecasting & business insights, identifies growth opportunities,
tracks trends.
One plan. Everything included.
No add-ons.
Unlimited
$297 flat, all-in
Time
FreshBooks
2-5 hours/month
vs.
Cashflowy
Less than 1 hour a month
Custom onboarding
FreshBooks
Only for Select plan
vs.
Cashflowy
1:1 onboarding call with a Cashflowy accountant
Bookkeeping
FreshBooks
Manual/Semi-automated: Requires user involvement
vs.
Cashflowy
Automated and AI-powered bookkeeping
AI Guidance
FreshBooks
Limited AI features
vs.
Cashflowy
AI-powered bookkeeping, AI Financial coach and bookkeeper
Team Access
FreshBooks
Two users. $11 per additional user.
vs.
Cashflowy
Unlimited users
Financial Coach
FreshBooks
X
vs.
Cashflowy
Make data-driven decisions with your AI coach
Cashflow Tracker
FreshBooks
Basic cash flow overview
vs.
Cashflowy
Financial forecasting & business insights, identifies growth opportunities, tracks trends.
Plans
FreshBooks
Tiered subscription model + add-ons
vs.
Cashflowy
One plan. Everything included. No add-ons.
Billable Clients
FreshBooks
Unlimited only on Premium plan
vs.
Cashflowy
Unlimited
Annual Cost
FreshBooks
$360–$720+
vs.
Cashflowy
$297 flat, all-in
Freshbooks makes sense if you…
- Prefer traditional accounting software over AI automation
- Need complex features like payroll, project management, or billable timers
- Don’t mind extra costs for features you may not use
Cashflowy is built for you
if you…
- You sell your skills or services and want your finances to keep up
- Want to know what you can actually pay yourself
- You want simple, stress-free finances (with no spreadsheets or bookkeeper fees)
Hear from Our Cashflow-ers
“Cashflowy is by far the most user-friendly solution.”
Lana Shlafer
“Cashflowy is saving me $500/month in bookkeeping costs and provides a better experience.”
Galen Wood
“Cashflowy is simple and straightforward, making bookkeeping easy.”
Katherine Pomerantz
